ग्रेच्युटी क्या है, कैसे होगी कैलकुलेट - जानें सब

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नौकरी से रिटायर होने पर प्रॉविडेंट फ़ंड और पेंशन फ़ंड के साथ-साथ एक और रकम नौकरीपेशा शख्स के हाथ में आती है, जिसे ग्रेच्युटी कहते हैं.

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ग्रेच्युटी दरअसल एक उपहार है, जो आपका एम्प्लॉयर, या नियोक्ता आपकी कई साल की सेवाओं के बदले आपकी विदाई के वक्त देता है.

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हर उस कर्मचारी को ग्रेच्युटी दी जाती है, जो अपनी नौकरी छोड़ने या रिटायर होने से पहले लगातार 4 साल, 10 महीने, और 11 दिन काम कर चुका हो.

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ग्रेच्युटी कैलकुलेट करने का फॉर्मूला है - [(अंतिम माह का बेसिक वेतन + महंगाई भत्ता) x 15 x सेवा में दिए गए साल] / 26

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आखिरी बेसिक सैलरी को 15 से गुणा करें, नौकरी में बिताए सालों से गुणा करें, फिर 26 से भाग दें - बस, यही है ग्रेच्युटी की रकम.

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उदाहरण : मान लीजिए, 22 साल तक नौकरी करने के बाद रिटायर हुए शख्स की आखिरी बेसिक सैलरी है ₹75000.

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इसे 15 से गुणा करें, और पाएं ₹1125000. फिर इस रकम को 22 से गुणा करें, मिलेगा ₹24750000. अब इसे 26 से भाग दें. बस, ₹951923 है ग्रेच्युटी.

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अगर आपको मिली ग्रेच्युटी इसी फ़ॉर्मूले से कैलकुलेट की गई है, तो ₹2000000 तक ग्रेच्युटी की पूरी रकम पूरी तरह टैक्स-फ़्री ही रहेगी.

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पैसा, निवेश, कमाई से जुड़ी अन्य ख़बरों के लिए क्लिक करें

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